Job Summary:
We are seeking an experienced Mortgage Documentation Specialist to join our loan origination team. The ideal candidate will be responsible for identifying and indexing final loan documents, validating underwriting (UW) documents, and ensuring completeness and compliance of all disclosures. This role involves working closely with underwriting, closing, and other internal departments to prepare a complete loan package for final review and shipping. Proficiency with Encompass Loan Origination System and strong technical skills in MS Excel are essential. The role requires a minimum of 3 years of relevant experience, excellent attention to detail, and the ability to manage deadlines in a fast-paced environment.
Key Responsibilities:
- Should be strong in identifying and indexing the final documents used in loan origination.
- Work and support Underwriting and other departments to achieve goals.
- Validate UW related documents and remove duplicate documents including disclosures.
- Work on PCCD document with the help of Final Settlement statement (Dry/Wet State)
- Validate TRID tolerance and request COCs as applicable.
- Validate signature discrepancies on all disclosures and UW docs.
- Co-ordinate with all functions in case of missing documents/incorrect docs to have complete package ready for shipping.
Qualifications and Professional Experience:
- Minimum of a diploma in any business field of study.
- Knowledge of US Residential Mortgage – Primary and Secondary market. Working knowledge of (FHA, VA, CONVENTIONAL, TRID)
- Minimum of 3 Years’ experience as Disclosures Associate/Specialist, Closer with hands on knowledge & experience of lending regulations & legal guidelines for conventional, conforming, non-conforming, and government loan programs.
- Strong technical skills, experience working with MS-Excel and navigation using workflow applications.
- Exposure to Encompass Loan Origination System is a must.
- Must be able to meet deadlines and turnaround times.
- Customer service orient & strong verbal & written communication skills
Note that only shortlisted Candidates will be contacted.